The state provides various privileges for civil servants on some issues and contributes to increasing their social welfare compared to other citizens. Although the employer is the state, when it comes to banks and the banking system, figures are not the authority that has a voice.
In this context, it is important to state from the beginning that it will be said last, that there is no officer loan specially prepared for civil servants and it is not possible to have it outside of the campaign periods. However, there are some bank loans and various opportunities that can be used without interest payments.
Although there are no specially organized campaigns, loans can be used without interest, if participation is provided. In this respect, it would be useful to mention how banks get interested – free civil servant loans, which banks give, application procedures and other issues.
Interest-free loans are available, but interest-free loans for civil servants can only be allocated by banks in new campaigns. Therefore, after this sentence, being an officer will be left aside, and interest-free loan campaigns that can be utilized in general and how to participate can be discussed.
The issue discussed in the symposium organized by real estate partnerships in the past was the pressure created by the bank loans and bank loan interest rates in the housing sector. In this context, a decision was taken at the symposium, and it was decided that construction companies would grant interest-free borrowing rights to consumers who want to buy houses with in-house financing methods.
In this respect, the consumers can use the borrowing methods allocated by the construction company for their housing, and they can become homeowners as if they pay rent with the opportunity of installments.
The most important detail that consumers who want to take advantage of this opportunity and buy housing without paying interest are that every construction company does not offer this opportunity.
Therefore, after deciding where to buy a house, it is possible to investigate the rising construction projects in this region and find out if the project provides an interest-free loan campaign. Construction companies will definitely state the loan opportunities and payment options they offer for the project they have implemented. If no information is available, you can contact the sales office.
A car loan is the most needed type of loan after the housing loan. Companies operating in the automobile sector also developed their own financing tools, considering that loan interest rates put pressure on the industry and therefore should be overcome.
In this context, consumers who want to buy vehicles can benefit from the financial products developed by car manufacturers for consumers who want to buy their own brand cars and can own a car without paying interest.
Automobile companies provide interest-free loans for different models of vehicles every month. In this context, after deciding which model of which brand to buy, it will be useful to wait for the campaign period for a while.
Some banks may offer interest-free consumer loans if various procedures are performed for low-level consumer loans.
For example, Good Finance made it possible for consumers who provide their E-Money credit card to use an interest-free cash advance of 900 with a maturity of 9 months.
It possible for consumers who opened an account for the first time and ordered at least 2 automatic bill payment orders to use a cost-free, interest-free consumer loan up to 1000 with a maturity of 1 year.
Good Finance has developed a loan product that will allow consumers who want to purchase mobile phones from Vatan Bilgisayar to have their mobile phones with 9 months’ maturity without paying any interest. To participate, all you need to do is decide to buy any of the mobile phones sold on Vatan Bilgisayar and apply it to Good Finance.
As you can see, there are various loan opportunities that can be participated without paying interest even if you are not a civil servant. In addition to these opportunities, there are participation banks that do not receive interest due to their operating style. However, Participation Banks were not included in this content due to the addition of a profit rate as a result of trade. Information was provided for those who want to use credit in this content but not to bear any costs due to this loan.